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Privacy Policy


1. General Note

In order to subscribe to the Website the User must provide the Company with the Top Card Service Agreement duly executed, a copy of the User’s identification card or passport and a copy of a proof of address of the User, either by electronic mail sent to This email address is being protected from spambots. You need JavaScript enabled to view it. or by hand to the promoter of the User.

While browsing or performing any activity involving the transfer of data to/from the Website, our system will automatically collect and store the Internet Protocol Address (referred to as .IP.) and domain name used. The IP is a numerical identifier assigned either to a user’s Internet service provider, or directly to the user’s computer. The type of browser and operating system of the user might also be logged. The date and time in which the user visited this Website, the web pages or services accessed at this Website, and the Website the user visited prior to coming to this web site may also be logged and collected. For Website management purposes, information is collected for statistical and/or historical purposes. This information is used to identify bugs, develop the Website, or increase security. We use your personal information for internal use only to customize your experience, improve customer service, process transactions. Your personal information will not be sold, exchanged or given to any third party. No efforts will be made to identify users, except for authorized law enforcement investigations and the security purposes mentioned in this notice. No other attempts are made to identify individual users or their usage habits. Unauthorized attempts to upload information or change information on this service are strictly prohibited and may be punishable under Maltese law and/or any international agreement or legal instrument. Any email and attachment if included, sent to this Website may be saved on the server. The information collected is not limited to text characters and may include audio, video and graphic information formats customers send us.

2. Cookie/Tracking Technology

The Company may use cookies and tracking technology which are useful for gathering information such as browser type and operating system, tracking the number of visitors to the Website, and understanding how visitors use the Website. By choosing to block cookies you may not be able to view/browse the Website in a correctly manner and you may not be able to gain access to all parts of the site. Personal information cannot be collected via cookies and other tracking technology; however, if you previously provided personal identifiable information, cookies may be tied to such information.

3. Log Files

Like most standard Website servers, we use log files. These may include IP addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track users movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information. No information used when signing up will ever be linked to, or used in, log files.

4. Distribution of Information

4.1. Unless the consent of the user is obtained or it is required by law or by an authority with jurisdiction in the regarded matter, no personal information shall be shared. Some unidentifiable demographic data may be shared.

4.2 We do not share your personal identifiable information to any third party for marketing purposes. However, we may share information with governmental agencies or other companies assisting us in fraud prevention or investigation. We may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorised transactions; or, (3) investigating fraud which has already taken place; (4) protect and defend the rights and/or property of the Company or that of our customers; (5) protect against abuse, misuse or unauthorised use of our Website; (6) protect the personal safety or property of our customers or the public.

5. Re-Organisations

We may transfer our customer database, including personal information contained therein, to a third party who acquires all or substantially all of the assets or stock in our company or our Website service whether by merger, acquisition, reorganization or otherwise.

6. Security

6.1 We implement a variety of security measures to maintain the safety of your personal information when the User places an order. We offer also the use of a secure server. All credit card information is transmitted via Issuer iframe ssl connection.

6.2 To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic and managerial procedures to safeguard and secure the information we collect online.

7. Commitment to Data Security

7.1. Your personally identifiable information is kept secure. Only authorized staff of this site (who have agreed to keep information secure and confidential) have access to this information. All emails and newsletters from this site allow you to opt out of further mailings.

7.2. Your Rights - As an individual you may exercise your right to access the data held about you by us by submitting your request in writing to the data controller. Although all reasonable efforts will be made to keep your information updated, you are requested to inform us of any change to your personal data. In any case, if you consider that certain information about you is inaccurate, you may request rectification of such data. You also have the right to request the blocking or erasure of data which has been processed unlawfully.

8. RSS and Email Subscriptions

8.1. This Website records information about how people access our RSS feeds, but does not collect any personal identifying information from or about our RSS subscribers. This Website collects the e-mail addresses of individuals who subscribe to our RSS feed via e-mail. Individual information about subscribers to this Website feed is held in strict confidence; we will not release or disclose any specific subscriber information under any circumstances, unless required by law. Aggregated information stripped of any personally identifiable information may be disclosed.

9. External Links.

The Website contains links to other Websites. Please be aware that by clicking on such a link to another Website, the protection of this privacy policy ends. The Company shall have no responsibility once you leave this site. We will not, and cannot, control how your personal information is used on these other Websites. Please consult the privacy policies of the linked Websites in order to see how they use your information.

10. Notification of Changes

10.1 We reserve the right to make changes to this policy without prior notification. However, any such changes to this privacy policy shall be posted on the homepage and other places as we deem appropriate, in order for customer to be made aware of the changes implemented. You are encouraged to review the privacy policy whenever you visit the site to make sure that you understand how any personal information you provide will be used.

10.2 If you have any questions, concerns, or comments about our privacy policy you may contact us at: This email address is being protected from spambots. You need JavaScript enabled to view it.

11. DATA PROTECTION ACT

The Company strives towards guaranteeing and protecting our customers’ privacy, and is therefore committed to acting in compliance with the provision of the Data Protection Act 2001 (based on Directive 95/46/EC) as amended from time to time and any regulations issued thereunder.